Track your money. Remember who owes what. Plan your life.
Nivora is an all-in-one multi-book expense tracker with a built-in khata-book for people, receipt scanning, interactive Kanban planner, quick notes, and automated bill projections — free to start.
Everything you need to stay in total financial control
A unified system designed to handle personal spending, shop ledgers, and daily tasks.
Multi-book ledgers
Keep a shop and your personal spending in completely separate books, each with its own accounts and categories, and switch between them anytime.
Transactions & transfers
Expense, income, and transfer entries that always keep your account balances correct — no more manual reconciling.
People — khata-book ledger
Track who you've lent to or borrowed from, and settle up with Pay/Receive — with a printable statement for every person.
Recurring transactions & bills
Set a rule once for rent, subscriptions, or salary, and let it project and create the transaction automatically.
Planner & Kanban board
Organize daily tasks, checklists, and projects with interactive Kanban boards linked directly to financial goals.
Quick notes & checklists
Capture shopping lists and ideas instantly with Google Keep-style color cards, tags, and offline caching.
Receipt attachments & OCR
Attach up to 5 photos or PDFs of receipts to any transaction, processed securely with local OCR extraction.
Accounts & cash tracking
Track cash, bank accounts, and wallets, each with an accurate running balance you can audit anytime.